Uncorrelated Absolute Return
What WE Do
As investors continue to search for both safety and yield, many are discovering longevity assets also known as Senior Settlements.
This little-known asset class offers:
- Strong Risk Adjusted Returns (Contractually Guaranteed)
- Targeted Performance
- No Correlation to the Stock Market
- No Correlation to the Real Estate Market
“Smart Money” investors including banks, broker dealers and hedge funds have quietly placed billions into this asset class and in fact, Warren Buffet has purchased over $1 Billion in Senior Settlements. As a result of the democratization of alternative assets, Senior Settlements are now available to accredited investors.
Mark Sherwin and Sage Life Equity Direct, LLC are proud to introduce you to this little known asset class called Senior Settlements.
Quotes Regarding Senior Settlements
The New York Times
“Trading in life insurance policies held by wealthy seniors has quietly become a big business. Hedge funds, financial institutions like Credit Suisse and Deutsche Bank, and investor like Warren E. Buffett are spending billions to buy life insurance policies from the elderly…”
— Charles Duhigg
“Late in Life, Finding a Bonanza in Life Insurance”
New Your TIme, December 17, 2006
“Senior citizens may have life insurance policies they don’t want anymore, and research from London Business School suggests that seniors receive four times more by selling to an investor (either directly of through a broker) than they do from selling their policies back to insurance companies!”
— Allison Schrager
“Investing In Other People’s Life Insurance Makes a Comeback”
Bloomberg Businessweek, July 30, 2014
London School of Economics
“We find that the cost of purchase weighted average expected IRR on the life settlements in our sample is 12.5% per annum…”
Empirical Investigation of Life Settlements: The Secondary Market for Life Insurance Policies*
Alfonso V. Januario Narayan Y. Naik
Current version: June 10, 2013
“Projected unlevered returns for a life settlement asset promises are between 9% and 13%…”
Working Paper #09-20
Life Settlements: Signposts to a Principal Asset Class
Who is investing in Life Settlements?
- Investment Banks
- Hedge Funds
- Life Insurance Companies
Mark Sherwin, the founder of Sage Capital Advisors, Inc, has been in the financial industry for over 25 years and formed Sage Capital Advisors Inc in 2001. Mr. Sherwin attended the University of Florida, Eckerd College and Albert Ludwigs Universitat in Freiburg, Germany, earning a BA in International Business and a BA in German. He has held the Series 7, Series 24, Series 65 and 214 licenses.
Mr. Sherwin designs and offers continuing education courses for CPAs and Attorneys practicing in Florida on advances in business and estate planning strategies.
Mr. Sherwin has spoken on advanced business and estate planning strategies at:
- Florida Symposium of the Financial Planning Association
- Tampa Financials Planning Association
- Tampa Society of Financial Service Professionals
- Numerous Private Law and Accounting Firms
Mr. Sherwin is a Fox Business News Contributor and has been featured on Tan Talk Radio Network, 1250 WHNZ, Impact Radio and CBS Radio Tampa Bay.